Good grief, I’d have a fit

I have cards, none with a yearly or monthly fee. Have no fee on my checking account either. Asked when I opened a savings account if there was a fee and if I maintain a certain amount there isn’t, make sure I never go under that. I know I don’t follow all the rules all of you do but do avoid those fees like the plague so if Jan or anyone else can tell you how to get rid of them, do it.
One thing can never understand, hear so many financial advisors tell you to go with credit union instead of bank. I belong to a credit union but don’t do much with them, at least at mine their fees are not better.